Medical Professional Liability for Healthcare Facilities

Hallmark Pro offers comprehensive liability coverage for out-patient medical facilities.   Our streamlined business model and submission clearance system allow us to quickly review your submissions and indicate based off of qualified competitor applications, allowing our broker partners quick market access on eligible risks. 

Targeting a broad spectrum of Outpatient Healthcare Facilities, we can provide comprehensive professional liability on a claims-made basis for our target risks, the standard- to- preferred medical facility, who’s commitment to "best practices" achievements in the healthcare delivery model are evident in their loss experience and risk management policies and protocols.  We can offer a customized protection package, including optional general liability coverage, and can, in most cases, also include coverage for your facility’s employed physicians & surgeons, either sharing in the entity's limit or providing separate limits to those practitioners.

State Eligibility:

Coverage is available countrywide, except in Rhode Island and New York.

Target Risks:

  • Surgery Centers
  • Medical Labs
  • Blood, Organ & Tissue Banks
  • Ambulance Services
  • X-Ray & Imaging Centers
  • Cancer Treatment Centers
  • Urgent Care & Walk-In Clinics
  • Birthing Centers
  • Dialysis Centers
  • Home Healthcare Facilities
  • Hospice Operations
  • Medical Spas

Claims Management Services:

Provided by Hamlin & Burton Liability Management, Inc., an industry leader in claim management services, specializing in claim and litigation management for physicians and medical facilities. www.hamlinandburton.com

Coverage Highlights & Options:

  • Claim Trigger: Incident sensitive or written demand.
  • Limits of Liability: Wide variety of limit options available.
  • Territory: Worldwide coverage, provided any claim is brought in the United States, its territories and possessions, Puerto Rico or Canada.
  • Deductible: Options for indemnity & expense: indemnity only; or first-dollar coverage available for most classes, depending upon risk profile.
  • Defense Costs: Expenses can be included within the policy Limits of Liability, or with a separate Limit option.
  • Prior Acts Coverage: Available for qualified risks.
  • General Liability Coverage: Optional; Available only with PL Coverage; separate PL/GL coverage limit towers apply.
  • Tail Options: 1, 3 and 5-year Extended Reporting Period options available.
  • Scheduled Professionals Coverage: Ability to schedule coverage for entity-employed physicians and surgeons, on a shared or separate limits basis.

Optional coverages may be offered for additional premium.  Availability of coverages and options is dependent upon risk characteristics.   Not all coverages or options may be available in all territories, and are subject to program guidelinesThe above is a summary representation only, all coverages are subject to the actual policy terms and conditions.  Optional coverages may be offered for additional premium.  Availability of coverages and options is dependent upon risk characteristics. Not all coverages or options may be available in all territories, and are subject to program guidelines.